Managing Risk

Do I Need GAP Coverage?

Jim Tice – January 27, 2020

We have all seen the commercials. Just sign your name and drive away in a new car. Sometimes it’s on a lease, and sometimes it is financing with nothing down. Either way, although it’s a great way to obtain the car, it could present a big problem for the buyer. As we know, new cars […] Read More

Business Insurance for Startups

Daniel Crichlow – January 21, 2020

So you’ve finally done it! You started your own company. You’ve dissected your markets and know what demographics to target, researched how your product or service should perform, obtained necessary capital, networked with important providers and potential partners and clients, researched your IT needs and purchased the needed equipment. You’re ready, but it seems like […] Read More

The Importance of a Personal Umbrella Policy

Adam Murray – January 13, 2020

Have you ever been caught in a thunderstorm without an umbrella? I have! I don’t mind being caught in a storm if I can go inside and change my clothes. No harm done. However, if a storm caused me to show up soaking wet to a meeting, or forces me to sit in soaking wet […] Read More

Is It Covered?

Daniel Crichlow – December 30, 2019

You just had a claim! That’s never fun, but hopefully, you purchased the right type and amount of insurance to cover the loss. One of the worst feelings, in my opinion, is waiting in the ‘unknown zone.’ You’re not sure of an answer that could help or hurt you and being forced to wait to […] Read More

How Our Lives Became Driven by Price

Daniel Crichlow – December 17, 2019

It is very interesting to me how we have seen a shift in culture over the past decades. Not all of this shift is bad though. It drives innovation, entrepreneurship, freedom in the market and helps to prevent monopolies. However, this shift has some consequences as well. It forces certain suppliers to cut on quality, […] Read More

What is Business Interruption Insurance?

Jim Tice – November 25, 2019

Did you know that many businesses that have a major fire never re-open? This is in spite of the fact that they had insurance on their building and contents? The reason being that they do not carry Business Interruption Insurance. The fact is that insuring the income stream of a successful business is just as […] Read More

What Is Directors & Officers Insurance?

Adam Murray – November 11, 2019

Have you ever served on a board before? Perhaps you are on the board of a Fortune 500 company, or volunteering on the board of your church? Regardless of the circumstances, if you are a director or officer of any organization, you need Directors and Officers liability protection. Make sure that the organization carries D&O […] Read More

Halloween Safety

Adam Murray – October 28, 2019

Fall means Halloween isn’t far away and while that means lots of fun for kids, it also brings a lot of safety concerns. Dark streets when kids are thinking more about candy than cars is a real threat. Statistics show a child is twice as likely to be hit by a car on Halloween than […] Read More