ClaimsHow to report a claim.
PaymentsMake a payment.
BlogHelpful info for savvy consumers.
AboutMeet the Capitol Team.

Claims Free Five Years or More?

claims free for five years leads to deep discounts

If you are have been claims free for five years or more, Capitol Insurance may have a way of reducing your premiums.

As part of Capitol’s ongoing search for better prices, we have added Traveler’s Insurance Company to our carriers. Traveler’s is a well-known carrier with very competitive rates and a special discount for certain clients.

Claims Free Discount

Most insurance companies use a three-year history to calculate the cost of your insurance. This means that if you haven’t had a claim for three years, you can get better rates.

If you’ve been lucky enough to not have a claim for 5 years, then Traveler’s Insurance may be the choice for you. Traveler’s focuses on offering deep discounts to clients by reviewing a 5 year history instead of 3. Amazingly, their rates are often 20-35% below the rest of the marketplace.

If you’re a good driver and don’t feel like your current premiums reflect that excellent record, contact Capitol for a quick no-obligation quote.